Living within ones means is in its self a gift to your financial wealth, having credit and debts is not living in your means you are making others money while you work harder to try to replace what you don’t have. Use your credit cards as a temporary payment not to do the payment. As you use them pay them off the same day living with in your means rather than out and creating a burden of debt load on your self. This is financial freedom having the money in hand and being able to use it if cash in hand is not readily at hand. Buy smart live having your money working for you rather than you having to work for money.
Visionary Bryan Smith