Friend said if I had your money I would buy that car this boat and a hole bunch of those things .. I laughed and reminded him why had no money because they spend more than they make, I said to him try to save your money~ They replied I have no extra money, Oh really I replied you have new TV , New video game with all the games to go with it you have fancy home theatre oh yes you are maxed out on you r credit cards too. Try to learn how th manage your money to have it work for you rather than you working for it. They said then I would have nothing, I said you would then have money! Learn to put away 10% to savings. Then live within your means not your credit limit.

Visionary Bryan Smith